• 1800-572-0303
  • 1800-572-0303
  • 1800-572-0303

Empower Your Tomorrow with
Bharat Lending Kart

Empowering Entrepreneurs and Individuals Across India
with Flexible Business and Personal Loans
Tailored to Your Needs

Know more

Automated Solutions

Create automated workflows that do many things. OI’s EDI and API transactions connects end-to-end and provides integrated flows.

Embedded Solutions

OI brings entire stack for you. While you focus on business, we focus on powering it with embedded, integrated and automated solutions.

Access Gateway

Access all financial products through single gateway. Insurance, card rails, credit, embedded finance and more, through one gateway.

Decisioning Engines

Access traditional and alternative data sources and the tools for processing. Take best decision for matching right solutions for customers.

Business Rule Engines

Define rules for decision making and back-test and train them over fit data sources. Run iterations and simutlations for perfecting the output.

Value Added Services

KYC, FI/FU, PDD, Loan application, Eligibility, Autocam, E-Nach, Banking/GST/Income analysis and many more outputs in one place.

Add Channel Partners

Join the network to have your products delivered to millions of new customers. Also, deliver values of the network to your customers.

Co-lending Solutions

Find lending NBFCs and Banks which match your credit policies. With completely digitized process, setup and start lending within hours.

New Product Creation

Products can now be tailored to specific customer requirements and segments, even better their context. Also, migrate existing products.

Lead management

Qualify and filter leads better with right data and analysis. Lower the operational cost, source better quality leads, serve customers better.

Channel management

Use your branded channel management solutions that easily integrates into LOS. Track performance, prioritize and automate the management process.

Operational Efficiency

Productivity drives profitability. Powerful filtration engine leading to best quality leads, and working towards higher conversion rates.

OUR SERVICES

Business Installment Loan

Fueling your business growth, one installment at a time.

Small Business Loan

Empowering small businesses with tailored financial support.

Home Loan

Home loan: Turning dreams into addresses.

Loan Against Property

Unlock the value of your property with a loan against property.

Commercial Purchase

Enhance your business with smart commercial purchases.

Credit Card

Swipe, spend, and enjoy the convenience!

Life Insurance Policy

Protecting your future, one policy at a time.

Personal Loan

Get the funds you need with our hassle-free personal loans.

Unsecured Overdraft

An unsecured overdraft is a flexible credit option without requiring collateral.

Working Capital Overdraft

Flexible financing for daily operations: Working Capital Overdraft.

Supply Chain Finance

Supply Chain Finance: Empowering seamless commerce.

Loan Against Securities

Unlock the value of your investments with Loan Against Securities.

Realty

Unlock your dream home with our real estate loan solutions.

Education Loan

Empowering dreams through education loans.

Health Insurance

Secure your health, secure your future with health insurance.

Two Wheeler Insurance

Protect your ride with comprehensive two-wheeler insurance.

Four Wheeler Insurance

Protect your four-wheeler with comprehensive insurance coverage.

Buy Now Pay Later

Buy now, pay later: shop today, pay in installments!

Fuel Your Business Growth
with Bharat Lending Kart
Business Loans

Flexible Usage: Whether it’s for education, medical emergencies, wedding expenses, or any other personal need, our loans offer the flexibility to fulfill your aspirations.
Competitive Interest Rates: Enjoy competitive interest rates tailored to suit your financial circumstances, ensuring affordability and ease of repayment.
Quick Disbursement: With our streamlined application process and rapid approval, get access to funds swiftly, allowing you to address your financial requirements promptly.
Apply for Business Loan

Empower Your Dreams with Personal Loans from Bharat Lending Kart

Flexible Usage:  Whether it’s for education, medical emergencies, wedding expenses, or any other personal need, our loans offer the flexibility to fulfill your aspirations.
Competitive Interest Rates: Enjoy competitive interest rates tailored to suit your financial circumstances, ensuring affordability and ease of repayment.
Quick Disbursement: With our streamlined application process and rapid approval, get access to funds swiftly, allowing you to address your financial requirements promptly.
Apply for Personal Loan

Check Your Eligibility

Our friendly team would love to hear from you.

Bharat Lending Kart is a leading non-deposit taking NBFC specializing in personal and business loans across India. Our streamlined online process ensures quick access to capital with minimal documentation and no need for collateral.

We aim to be your trusted partner in building a solid financial base for your personal aspirations, empowering you to reach your fullest potential.

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